FAQs
Our FAQs address common queries about policy options, purchasing, management, claims,
and benefits. If you need more help or your question isn’t listed, please contact us directly or, fill out the form. We’re here to ensure you have all the information you need for a smooth and informed experience.
We offer a range of LIC policies including term insurance, whole life insurance, endowment plans, money-back plans, and ULIPs.
You can purchase an LIC policy by contacting us through our website or phone or by scheduling an online or in-person consultation.
Typically, you'll need identification proof(Aadhaar, Voter), address proof(Aadhaar), income proof(PAN, Bank Passbook), and recent photographs.
Yes, we provide digital tools for easy online management of your LIC policies, including premium payments and policy updates.
To file a claim, contact us with the necessary documents like the policy document, death certificate (for life insurance), and any additional documents specified by the policy.
Our investment plans offer high returns, tax benefits, and flexible payment options to suit your financial goals.
Yes, we offer personalized financial advice to help you make informed decisions and secure your financial future.
Yes, certain LIC policies allow you to take loans against them. Please check your policy details or contact us for more information.
To surrender a policy, submit a surrender request form along with your policy document to any LIC branch or contact us for assistance.
To revive a lapsed policy, you need to pay the unpaid premiums along with any applicable interest. Contact us for specific revival procedures.
LIC policies offer tax benefits under Section 80C and Section 10(10D) of the Income Tax Act. Consult with a tax advisor for specific details.
Yes, you can change the nominee by submitting a nominee change request form to LIC.
If you miss a premium payment, contact us immediately. There is usually a grace period to make the payment without losing coverage.The grace period for most LIC policies is typically 30 days for annual, half-yearly, and quarterly payments, and 15 days for monthly payments.
If you lose your policy document, notify LIC immediately. You may need to apply for a duplicate policy document.
The free-look period is usually 15 days from the date of receipt of the policy document, allowing you to review and return the policy if not satisfied.
You can get a quote for a new policy by contacting us through our website, phone, or scheduling a consultation.
Still not help?
If you still have questions or need further assistance, please call me. I’m here to help you achieve your financial goals.
